Benefits Of Home Ownership
Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper – and better.
The intangibles are tough to measure, but there are other benefits you can quantify:
Financial investment:
Your monthly mortgage payment creates equity for you, not your landlord.
The interest on your mortgage is a tax deduction:
While this isn't a reason in itself to buy a home, it's nice to get a break at tax time.
Fixed monthly housing payment:
If you opt for a fixed-rate mortgage, the monthly rate of your mortgage won't change for the length of the term.
Tax-free gain:
When it's time to sell your home, you don’t pay taxes on the proceeds of the sale that are above what you paid (with some restrictions – see information on capital gains).
TIP:
Look for a house you can stay in long-term; one that will “grow” with your family and needs. The financial benefits of owning increase over time.Look for an agent who understands your lifestyle. Make sure the agent knows the neighborhoods you're interested in, and can answer questions you'll have about the location.
GET IN TOUCH
Local Expert Updates
Janie Eick
Cell: 712.339.0574
Aaron Jones
Cell: 454.545.6565
Matt Lippon
Cell: 712.330.0604Community Updates
Dixon Family Chiropractic
Dixon Family Chiropractic is a clinic located on Hwy 9, east of Walmart, next to Pizza Ranch and has convenient hours.....open 6 days a week at 7:30 am, evenings and Saturdays. Formerly in the convenient health care building south of the 4 way stop in Spirit Lake, Wade and Adalee offer a friendly staff and professional services.
Prairie Chick
2327 170th St
Okoboji, IA 51355
Prairie Chick is a great place to go for your morning coffee, for breakfast, lunch or just a spot to get away and read a newspaper. The atmosphere is great, There are numerous rooms and seating areas, including a fireplace where you are most likely going to find a local or two reading a newspaper waiting for someone to start up a good conversation with.
Very family friendly as well. In door and out door seating and a garden in the back where they grow alot of the ingredients used in their food.
They offer great coffee, scones, quiches, oatmeal, as well as other pastries. For lunch they also offer sandwiches/soup.
Their menu often changes from day to day, so stop in often and taste a little of everything.
The Style Loft
The Style Loft Boutique, located downtown Estherville, has all the latest trends in apparel. They offer a wide variety of clothing brands and also have the seasons must-haves in shoes and jewelry as well. Check out The Style Loft, you won't be disappointed!
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